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Workers' Compensation

Quincy Workers' Compensation Lawyers

Also Serving Clients throughout Norfolk County

If you are injured in an accident while at work then you may be able to file a workers' compensation claim to obtain damages to help compensate for the various financial hardships that you will incur such as medical bills, loss of wages due to an inability to work and others.

The process of filing a workers' compensation claim can be long and difficult, if you have any questions or if you are seeking legal assistance in this process then you will greatly benefit from the legal assistance of a Quincy personal injury attorney from Flanagan & Associates. The firm assists clients with their claims in Quincy, Weymouth and the greater Massachusetts area.

Contact a Quincy workers' compensation lawyer today for a free consultation. Call us at (781) 332-4344 or reach out online to discuss your injury case and understand your legal options.

What is Workers' Compensation?

Workers' compensation is a state-mandated insurance program designed to provide financial assistance to employees who are injured or become ill due to their job. In Massachusetts, this program is designed to cover medical expenses, lost wages, and rehabilitation costs, while also offering benefits for permanent disabilities or death caused by workplace incidents.

The purpose of workers' compensation is to provide quick relief to injured workers without the need to prove fault. In exchange for these benefits, workers generally cannot sue their employers for negligence, except in specific situations where the employer's actions were particularly egregious.

As trusted Quincy workers' compensation attorneys, we guide clients through the claims process and ensure they understand the full range of benefits available to them.

Who is Eligible for Workers' Compensation?

In Massachusetts, most employees are eligible for workers' compensation benefits. This includes full-time and part-time workers, temporary workers, and even seasonal employees. The system also covers a wide range of injuries, from physical accidents to illnesses caused by the work environment.

There are a few exceptions, such as for certain types of workers like independent contractors, domestic workers, and agricultural workers. However, if you are unsure whether your job qualifies, it’s important to consult with a Quincy workers' compensation lawyer. We can assess your situation and advise you on the best course of action.

How Do I File a Workers' Compensation Claim?

When you are injured at work or become aware of an injury that you incurred from your job, then you must notify your employer immediately. They should give you an employee claim form to fill out, which will allow you to report an injury. If you do not let your employer know within 30 days of the realization of your injury, then you may be denied benefits.

The claim will then go to a WC (workers' compensation) coordinator who will prepare additional documentation and send these to the insurance carrier and the Massachusetts Department of Labor. The insurance carrier will then launch an investigation to determine the cause and results of the accident.

They will either accept or deny the claim and, if accepted, apply the appropriate benefits. The statute of limitations, which is the length of time in which you can file a claim, is four years for worker's compensation.

What Will My Worker's Compensation Benefits Provide For?

The benefit system for worker's injuries is supposed to protect them from unfair work situations.

The compensation that one receives for getting injured at work could cover any of the following:

  • Medical bills - surgeries, treatment, rehab, and any transportation expenses
  • Time off work for recovery - usually about two-thirds of a worker's normal earnings
  • Permanent injuries - workers who are permanently disabled can get money for their impairments
  • Vocation change - workers that cannot continue in their current job can get compensation for retraining or reeducation
  • Death - burial expenses and payment for dependents

Those injured as a result of their job deserve to recover damages. Unfortunately, some employers will deny worker's compensation or discourage an injured worker from claiming. In this case it is even more vital that you get a worker's compensation attorney from our firm to defend you. We can help you prove your injury, or permanent impairment that keeps you from working.

Common Reasons for Workers' Compensation Claim Denials

There are several reasons why a workers' compensation claim might be denied, including:

  • Failure to Report the Injury on Time: If you wait too long to report your injury, your employer’s insurance may deny your claim.
  • Lack of Medical Evidence: Without proper medical documentation or treatment, it may be difficult to prove the extent of your injury.
  • Pre-existing Conditions: If your injury is related to a pre-existing condition, your claim may be denied unless you can show that the injury was worsened or caused by work-related activities.
  • Fraud or Misrepresentation: If the insurance company believes you are attempting to defraud the system or misrepresent your injury, your claim could be denied.
  • Employer Disputes the Claim: In some cases, your employer may dispute that the injury occurred at work or argue that it wasn’t work-related.

A Quincy workers' compensation lawyer can help you navigate these challenges and provide guidance if your claim is denied or contested.

Injured at Work? Call Our Personal Injury Attorneys

There are provisions made for individuals who are severely injured as there are cases where it is physically impossible for an individual to file a claim within two days of the accident. If you are seeking damages in this way then our firm will be able to advise you of the best action for you to take, answer your questions and provide you with skillful and highly aggressive representation of your case if you choose to work with us.

Contact Flanagan & Associates today for legal assistance from a Quincy workers' compensation attorney in your case. Call now - (781) 332-4344

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